Executive Summary

The evolution of finance has moved from centralized institutions to blockchain-enabled decentralization, yet challenges remain in building a sustainable, transparent, and fair financial system. Traditional finance is constrained by intermediaries, high costs, and systemic barriers. DeFi 1.0 and 2.0 introduced innovation but struggled with unsustainable tokenomics, governance concentration, and fragile economic models.

The New Gold Protocol (NGP) emerges as a DeFi 3.0 system that redefines financial order by embedding fairness, transparency, and sustainability at its core. Powered by its governance token $NGP and the Aurora AI System, NGP provides a self-evolving on-chain economic ecosystem that integrates intelligent governance, modular financial architecture, and real-world integration.

NGP is not simply another protocol—it is a step toward an autonomous financial civilization, where code enforces fairness, consensus guides governance, and AI optimizes growth.